Now is the best time to consider long-term care insurance. Premiums will never be as inexpensive for you as they are now, and there are no guarantees that your health won't prevent you from being insurable in the future. My father wasn't healthy enough to qualify for a policy and it was a tough ride, even though it was our pleasure to try and make him as comfortable as possible.
The truth of the matter is, I always felt safe when he was around.
Arthur Cohen, a 25-year veteran of the insurance industry, is president of Arthur Cohen Insurance Associates, inc. located in Miami, Florida. He has lectured nationally, written articles, and conducted workshops on the subject of long-term care planning, and is considered a leading authority. Send your comments to
arthcohen@caregiver.com.
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