For About and By Caregivers

Subscribe to our bi-monthly publication Today's Caregiver magazine
  + Larger Font | - Smaller Font

Long-Term Care

Share This Article

Making Sense of Long Term Care Insurance
By Cheryl Smith, MA

(Page 3 of 3)

Once youíve decided on the type of coverage and plan you need and can afford, then look at the companies offering such policies. Youíll want to be sure youíre choosing a solid company with a proven track record in LTCi. Established companies include MetLife and Genworth Financial.

Although LTCi is still fairly new, experts predict that its popularity will continue growing as a viable option for preparing for retirement. With government programs in crisis mode, there are several bills pending in congress that encourage people to buy long-term care insurance. In fact, twenty-six states now grant tax deductions for purchasing LTCi policies.


Cheryl Smith is the president of Kansas City Home Care, Inc.  Smith founded the agency in 1989 in response to a need for high quality, reliable private in-home care services and care management. Smith is a gerontologist and is a long-standing member of the National Association of Professional Care Managers (GCM, founding member and past President of the Midwest Chapter of GCM and serves as Director of Communications and Events on the Board of the National Private Duty Association. For more information call 913-341-4800 or visit

  1 2 3

Printable Version Printable Version


Related Articles

Will Your Future Depend on Long Term Care?

Planning for Long-Term Care

Long Term Care Insurance Demystified - Who Needs It, Who Doesn't and Why