Once you’ve decided on the type of coverage and
plan you need and can afford, then look at the
companies offering such policies. You’ll want to be
sure you’re choosing a solid company with a proven
track record in LTCi. Established companies include
MetLife and Genworth Financial.
Although LTCi is still fairly new, experts
predict that its popularity will continue growing as
a viable option for preparing for retirement. With
government programs in crisis mode, there are
several bills pending in congress that encourage
people to buy long-term care insurance. In fact,
twenty-six states now grant tax deductions for
purchasing LTCi policies.
Cheryl Smith is the president of Kansas City Home
Care, Inc. Smith founded the agency in 1989 in
response to a need for high quality, reliable
private in-home care services and care management.
Smith is a gerontologist and is a long-standing
member of the National Association of Professional
Care Managers (GCM, founding member and past
President of the Midwest Chapter of GCM and serves
as Director of Communications and Events on the
Board of the National Private Duty Association. For
more information call 913-341-4800 or visit
www.kchomecare.com.
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