What is Long-Term Care Insurance?
Planning the Life You Want

 

Life is a risky business. You can't control or predict it. But you can make a plan.

Help Protect What You Love
Long-term care can be expensive, and most types of insurance don’t cover it. Buying a long-term care insurance policy helps protect against the high cost of long-term care, should the need arise. It can help protect:

  • Your family's resources – their time, energy, and money

  • Your independence – your ability to participate in choosing how and where you want care

  • Your assets – preserving your savings

What Does Long-Term Care Insurance Pay For?
While each policy has exclusions and limitations, generally, this insurance covers expenses for:

  • Home health aides

  • Skilled nursing

  • Assisted living

  • Nursing homes

How Much Does Long-Term Care Insurance Cost?
The costs can vary by your age, how much long term care you need, and for how long you may need that care.

Calculate the cost of long-term care insurance.

Why Should I Consider Long-Term Care Insurance Now?
While anyone can need long-term care at any time, the risk of having a long-term care need may increase as you age. So do the costs of buying long term care insurance and of long term care.

 

Source: Genworth Financial

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